WORK WITH ME
You want to work with someone you trust when buying a home. Your Realtor works with you and for you behind the scenes to make sure you get everything you’re looking for in your new home. Do your research on who YOU want to work with. You can count on my local knowledge and real estate expertise to make your buying experience a success.
Here’s the local gossip…
“Emily listened and provided valuable insight into the local market… She successfully supported us with expert advice when purchasing our dream home. “
– Lisa Smyth (Buyer)
First things first: get pre-approved by a lender. Need some referrals? I'd be happy to connect you with brokers my clients have enjoyed working with in the past.
We'll meet with you for an in-person consultation to form a plan. Budget, style of home, timeline will be on the agenda.
We'll review current market conditions and how they relate to your ideal home. From there, we’ll set up your search portal.
This is the fun part! We are officially on the trail looking at homes on the market. Research, communication and appointments are all part of the process.
We have successfully negotiated the offer with the Seller’s Realtor. Now it is time to complete any due diligence.
You’ve purchased a property and now it’s time to start preparing for closing day. We will help simplify this next important phase of the home-buying journey.
The keys are yours and you’ve moved in! Rest assured, we’re still here to help.
Must-Have Guide!
Lets get really clear on your ideal home with this comprehensive checklist plus bonus Closing Cost Calculator!
Hey Neighbour!
Let’s chat about your real estate goals and build a plan that works for you — no pressure, just real support. Reach out below for a free consultation and take the first step toward your next move.
Let’s Connect!
Want to learn more about buying real estate in Southern Georgian Bay? Check out these articles and videos.
There are real advantages to being a pre-approved buyer:
Before you buy a property, it is wise to have it inspected by a qualified professional property inspector. The cost will be $400 and up depending upon the inspector and the size of the property. In addition to a Home Inspection, the property may also need a Septic Inspection, a Well Inspections and water potability tests or a WETT Inspection of the fireplace. We can provide trusted local inspector recommendations in Collingwood, Wasaga Beach, Thornbury, Blue Mountains, Meaford and Owen Sound.
If you’re a first time buyer, most or all of the land transfer tax can be rebated.
First, here’s how to calculate the taxes:
Ontario Land Transfer Tax Calculation
For Real Estate in Toronto, there is an additional Toronto Land Transfer Tax. This tax doesn’t apply in Collingwood, Wasaga Beach, Thornbury, Blue Mountains, Meaford and Owen Sound.
Your offer was accepted and you’ve submitted the initial deposit upon acceptance. Now what? During the lawyer meeting, you’ll be asked to provide a cheque that will include your down payment, adjustments and any other accrued costs, less the initial deposit. Closing costs incurred on the day of closing include:
Congratulations! The long awaited day is finally here!
Before you officially close, I recommend a final walkthrough where we check all appliances, garage door openers, central vac, hot tub and pool equipment to ensure everything is in working order. If something isn’t in good working order, we will communicate with lawyers and the Selling Realtor immediately to find a solution.
Once the sellers’ lawyer has received the funds on closing day, you’ll receive your keys to your new home, either at your lawyers office, your realtor’s office or via a lockbox on the house. The time of day your home closes varies, so I always recommend moving in at least one day after closing. Booking any moving services on closing day is not recommended.
Once you arrive at your new home, replace locks and check fire alarm and CO detector batteries for safety.
Enjoy your new home!
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